{"id":1746,"date":"2025-09-18T22:52:25","date_gmt":"2025-09-18T22:52:25","guid":{"rendered":"https:\/\/naujienaplius.lt\/index.php\/2025\/09\/18\/crediabank-drasus-pasiulymas-del-hsbc-malta-signalizuoja-apie-europos-bankininkystes-pokycius\/"},"modified":"2025-09-18T22:52:25","modified_gmt":"2025-09-18T22:52:25","slug":"crediabank-drasus-pasiulymas-del-hsbc-malta-signalizuoja-apie-europos-bankininkystes-pokycius","status":"publish","type":"post","link":"https:\/\/naujienaplius.lt\/index.php\/2025\/09\/18\/crediabank-drasus-pasiulymas-del-hsbc-malta-signalizuoja-apie-europos-bankininkystes-pokycius\/","title":{"rendered":"\u201eCrediabank\u201c dr\u0105sus pasi\u016blymas d\u0117l HSBC Malta signalizuoja apie Europos bankininkyst\u0117s poky\u010dius"},"content":{"rendered":"<p><\/p>\n<div id=\"mvp-content-main\">\n<p><strong><em>Graikijos \u201eCrediabank\u201c susitarimas \u012fsigyti 70,03% HSBC Maltos akcij\u0173 u\u017e 200 mln. Eur\u0173 yra vienas reik\u0161mingiausi\u0173 bank\u0173 sandori\u0173 Piet\u0173 Europoje pastaraisiais metais. Sandoris, kuris vertina Maltos skolintoj\u0105 u\u017e 286 mln.<\/em><\/strong><\/p>\n<p>Kain\u0173 etiket\u0117 parodo nuo\u017emi\u0105 \u201eCrediabank\u201c generalinio direktoriaus Eleni Vrettou deryb\u0173 gali\u0105 ir banko inkaro investuotojo \u201eThriviest Holding\u201c. Esant ma\u017eiau nei 0,5x ap\u010diuopiam\u0105 apskaitin\u0119 vert\u0119, sandoris yra didel\u0117 nuolaida, palyginti su Europos bendraam\u017eiais. \u201eHSBC\u201c noras pasitraukti i\u0161 Maltos atspindi platesn\u0119 pertvarkymo strategij\u0105: Per pastar\u0105j\u012f de\u0161imtmet\u012f JK \u012fsik\u016br\u0119s mil\u017einas padidino periferini\u0173 ES rinkose, kad sutelkt\u0173 d\u0117mes\u012f \u012f Azij\u0105, jos pagrindin\u012f pelno vairuotoj\u0105.<\/p>\n<p>Sandoriui reik\u0117s patvirtinti Europos centrin\u012f bank\u0105, atsi\u017evelgiant \u012f sistemin\u0119 HSBC Maltos svarb\u0105. Tur\u0117damas apie 8 milijardus eur\u0173 turto, 6 milijard\u0173 eur\u0173 ind\u0117li\u0173 ir 24% rinkos dalies, bankas yra antras pagal dyd\u012f skolintojas Maltoje. ECB pri\u017ei\u016br\u0117tojai nor\u0117s \u012fvertinti, ar \u201eCrediabank\u201c gali i\u0161laikyti finansin\u012f stabilum\u0105, klient\u0173 pasitik\u0117jim\u0105 ir laikytis ES \u201ePrudential\u201c taisykli\u0173.<\/p>\n<p>Maltoje vyriausyb\u0117 ir finans\u0173 ministras Clyde Caruana jau seniai reikalavo didesn\u0117s konkurencijos koncentruotoje bank\u0173 sektoriuje, kuriame dominuoja tik trys institucijos. Pastaraisiais metais jau mat\u0117 nauj\u0173 i\u0161\u0161\u016bki\u0173 dalyvi\u0173, \u012fskaitant \u201eAnaCap\u201c, \u012fsigyjant vietinio skaitmeninio banko \u201eMedirect\u201c, kuris rei\u0161k\u0117 investuotoj\u0173 apetit\u0105 Maltos bankininkyst\u0117s turtui. \u201eCrediabank\u201c \u012fra\u0161as dabar sustiprina t\u0105 pagreit\u012f ir gali pa\u012fvairinti vartotoj\u0173 ir MV\u012e skolinimo galimybes.<\/p>\n<p>\u0160is \u017eingsnis taip pat parodo \u201eCrediabank\u201c verslum\u0105 ir dinami\u0161kum\u0105. Anks\u010diau s\u0117kmingai integruotas HSBC Graikija, bankas dabar suteikia t\u0105 pa\u010di\u0105 energij\u0105 Maltai. \u0160i dvasia gal\u0117t\u0173 gerai panaudoti ne tik vietiniams klientams, kuriems gali b\u016bti naudinga i\u0161pl\u0117sti skaitmenin\u0117s paslaugos ir nauji produktai, bet ir ma\u017eum\u0173 akcininkams. Kai kurie gali nuspr\u0119sti nesiki\u0161ti \u012f savo akcijas privalomame pasi\u016blyme ir gali rasti ilgalaik\u0119 vert\u0119 atgaivintame banke, kuriam priklauso nauja nuosavyb\u0117.<\/p>\n<p>Ne ma\u017eiau reik\u0161mingas yra tai, kaip proces\u0105 skland\u017eiai tvark\u0117 Maltos vyriausyb\u0117 ir reguliavimo institucijos. Nuo ankstyv\u0173 konsultacij\u0173 su profesin\u0117mis s\u0105jungomis ir baigiant bendravimu su Europos vald\u017eios institucijomis, sandoris atsiskleid\u0117 nepa\u017eeid\u017eiant rinkos pasitik\u0117jimo. Savo ruo\u017etu \u201eCrediabank\u201c veik\u0117 skaidrumo sprend\u017eiant klausimus ir kaltinimus, siekdamas nuraminti suinteresuot\u0105sias \u0161alis, kad \u012fsigijimas grind\u017eiamas patikimais pagrindais ir ilgalaikiu \u012fsipareigojimu Maltui.<\/p>\n<p>Tikimasi, kad 2026 m. Sandoris bus baigtas, o \u201eCrediabank\u201c \u012fsipareigos i\u0161saugoti HSBC Maltos darbuotojus ir filialus ma\u017eiausiai dvejus metus. Europos bank\u0173 kra\u0161tovaizdyje \u012fsigijimas yra dar vienas tarpvalstybinio konsolidavimo vidurio rinkos lygmeniu \u017eenklas-u\u017epildo spragas, kurias paliko pasauliniai skolintojai, atsitraukiantys nuo ma\u017eesni\u0173 jurisdikcij\u0173, ir pertvarkant pusiausvyr\u0105 tarp masto ir vietos valdymo.<\/p>\n<p><span class=\"mvp-ad-label\">Skelbimas<\/span><\/p>\n<p><!-- Square Ad EuReporter --><\/p>\n<p style=\"font-family: Oswald; text-transform: uppercase; padding-top: 7px; font-weight: 500;padding-right: 10px; margin-bottom: 5px !important;\">Pasidalykite \u0161iuo straipsniu:<\/p>\n<p><!-- AddThis Advanced Settings above via filter on the_content --><!-- AddThis Advanced Settings below via filter on the_content --><!-- AddThis Advanced Settings generic via filter on the_content --><!-- AddThis Share Buttons above via filter on the_content --><!-- AddThis Share Buttons below via filter on the_content --><!-- AddThis Share Buttons generic via filter on the_content -->\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n<p><script>\n  !function(f,b,e,v,n,t,s)\n  {if(f.fbq)return;n=f.fbq=function(){n.callMethod?\n  n.callMethod.apply(n,arguments):n.queue.push(arguments)};\n  if(!f._fbq)f._fbq=n;n.push=n;n.loaded=!0;n.version='2.0';\n  n.queue=();t=b.createElement(e);t.async=!0;\n  t.src=v;s=b.getElementsByTagName(e)(0);\n  s.parentNode.insertBefore(t,s)}(window, document,'script',\n  'https:\/\/connect.facebook.net\/en_US\/fbevents.js');\n  fbq('init', '983499669057919');\n  fbq('track', 'PageView');\n<\/script><a href=\"https:\/\/www.eureporter.co\/uncategorized\/2025\/09\/18\/crediabanks-bold-bid-for-hsbc-malta-signals-a-shift-in-european-banking\/\"> Nuoroda \u012f informacijos \u0161altin\u012f <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Graikijos \u201eCrediabank\u201c susitarimas \u012fsigyti 70,03% HSBC Maltos akcij\u0173 u\u017e 200 mln. Eur\u0173 yra vienas reik\u0161mingiausi\u0173 bank\u0173 sandori\u0173 Piet\u0173 Europoje pastaraisiais&hellip;<\/p>\n","protected":false},"author":1,"featured_media":1747,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[208],"tags":[28,3990,3984,59,3985,127,3987,3988,3986,2706,3989],"class_list":["post-1746","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-zinios-is-europos","tag-apie","tag-bankininkystes","tag-crediabank","tag-del","tag-drasus","tag-europos","tag-hsbc","tag-malta","tag-pasiulymas","tag-pokycius","tag-signalizuoja"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/naujienaplius.lt\/index.php\/wp-json\/wp\/v2\/posts\/1746","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/naujienaplius.lt\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/naujienaplius.lt\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/naujienaplius.lt\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/naujienaplius.lt\/index.php\/wp-json\/wp\/v2\/comments?post=1746"}],"version-history":[{"count":0,"href":"https:\/\/naujienaplius.lt\/index.php\/wp-json\/wp\/v2\/posts\/1746\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/naujienaplius.lt\/index.php\/wp-json\/wp\/v2\/media\/1747"}],"wp:attachment":[{"href":"https:\/\/naujienaplius.lt\/index.php\/wp-json\/wp\/v2\/media?parent=1746"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/naujienaplius.lt\/index.php\/wp-json\/wp\/v2\/categories?post=1746"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/naujienaplius.lt\/index.php\/wp-json\/wp\/v2\/tags?post=1746"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}